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    <loc>https://www.connors.law/blog</loc>
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    <lastmod>2026-04-02</lastmod>
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  <url>
    <loc>https://www.connors.law/blog/heres-what-happens-to-your-retirement-accounts-after-you-die</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-04-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/299c214a-9518-4178-90df-1d2a3b0f2163/%28H%29+New+Blog.png</image:loc>
      <image:title>Blog - Here’s What Happens to Your Retirement Accounts After You Die - Retirement accounts like 401(k)s and IRAs often represent the single largest category of wealth for American families. According to recent data, retirement funds in these accounts alone total roughly $21 trillion, and for many households, they compose over 34% of average household assets, even exceeding home equity. Given this scale, understanding how these accounts transfer to beneficiaries after death isn't just important, it's essential to protecting your family's financial future. The challenge is that retirement accounts sit at a unique intersection of beneficiary designation law, income tax rules, trust design, and post-death distribution requirements. This creates planning tension that shows up in almost every family situation: people want asset control and protection for their loved ones, but they also want to minimize tax consequences. With retirement accounts, those goals can work directly against each other. In this article, you'll learn how the new tax law fundamentally changed distribution rules for inherited retirement accounts, which beneficiaries still qualify for favorable tax treatment, and how properly designed trusts can help address both tax concerns and protection needs for your family.</image:title>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/creating-a-trust-in-your-will-vs-creating-a-living-trust-part-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/7fe6d8a3-c211-4c81-a193-698cd65f6c95/%28B%29+New+Blog.png</image:loc>
      <image:title>Blog - Creating a Trust in Your Will vs. Creating a Living Trust: Part 2</image:title>
      <image:caption>Last week, we covered how it works when you create a trust through your will. This week, I'll show you how a trust created during your lifetime (called a revocable living trust) functions differently, what your family experiences when you've set up a living trust, and how to decide which approach truly fits your situation. As a quick refresher, a “testamentary trust” is created in your will and only comes into existence after your estate goes through probate. As a result, your family could wait many months, and sometimes even years, while the court oversees the process of probating your will and establishing your trust. If your objective is to keep your family out of court, and have total privacy after your incapacity or death, a testamentary trust won't accomplish that. A living trust, created during your life, and properly “funded” will keep your family out of court, provide the privacy you likely want for them, and generally make things a lot easier for the people you love, when something happens to you.  In this article, I'll explain how living trusts provide those  benefits, help you weigh the tradeoffs between the two  approaches, and explain how to be your own best advisor, and make informed decisions.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/creating-a-trust-in-your-will-vs-creating-a-living-trust-part-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-18</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/a4cffe3b-45c4-48f4-8680-da6422802261/%28F%29+New+Blog+%281%29.png</image:loc>
      <image:title>Blog - Creating a Trust in Your Will vs. Creating a Living Trust: Part 1 - You've probably heard that trusts help families avoid probate court and protect assets for the people you love. Maybe you've even talked to a lawyer who mentioned including a trust in your will. It sounds like a good solution, but here's what most people don't realize: a trust created in your will works very differently from a living trust you create today, and the difference will have a major impact on your loved ones when you die.</image:title>
      <image:caption>Both options use the word "trust," which makes them sound similar. But the experience your family will have after your death depends entirely on which type you choose. More importantly, these different approaches serve different goals, and understanding what you're actually trying to accomplish is the most critical part of making the right choice.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/why-quick-and-simple-estate-plan-reviews-dont-exist</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/b0f05e5e-bac4-49ab-9f6e-35bc824d2990/%28C%29+New+Blog+%283%29.png</image:loc>
      <image:title>Blog - Why Quick and Simple Estate Plan Reviews Don't Exist - When someone calls an estate planning attorney asking for a "quick look" at their documents, the request usually sounds straightforward. Maybe the documents were created using an online service, and they want to “just be sure” the documents are sound. Perhaps there's been a move to a new state and a question about whether the plan still works. Or maybe the documents are a few (or more)  years old, and there's uncertainty about whether they're still valid. Most people expect a simple yes or no answer, preferably during a brief phone call or quick and cheap consultation.</image:title>
      <image:caption>The reality is that there's no such thing as a simple document review when it comes to estate planning. What seems like a straightforward question actually opens a myriad of legal, financial, and personal considerations that require thorough analysis and consideration, if you want to ensure your plan doesn’t fail the people you love. This article explores why an estate plan review requires more depth than you may expect, what a proper review actually involves, and why investing in a review of your plan now can save your loved ones from extremely costly problems later.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/understanding-inheritance-taxes-what-you-and-your-beneficiaries-need-to-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/b36fd449-4d45-45a0-a537-9649228e7263/%28D%29+New+Blog+%286%29.png</image:loc>
      <image:title>Blog - Understanding Inheritance Taxes: What You and Your Beneficiaries Need to Know - When planning for your death, there’s one issue you may not have thought about, but is so important to your beneficiaries: will your loved ones have to pay taxes on what you leave them? The answer isn't straightforward because it depends largely on the types of assets you're passing down, how much you are passing on, and where you reside at the time of your death. Understanding how different accounts and assets are taxed can help you make informed decisions that minimize the tax burden on your beneficiaries.</image:title>
      <image:caption>In this article, I'll break down the tax implications of various types of inheritance, from cash accounts to retirement plans, so you can plan strategically and protect more of your wealth for the people you love.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/what-happens-to-your-debt-when-you-die</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/48c433ae-964a-4130-acc0-2952603a3a0e/J%29+New+Blog+%283%29.png</image:loc>
      <image:title>Blog - What Happens to Your Debt When You Die?</image:title>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/why-so-much-money-ends-up-as-unclaimed-property-and-what-that-means-for-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/9face739-7175-472c-891a-b7db5f36f7c1/%28A%29+New+Blog+%288%29.png</image:loc>
      <image:title>Blog - Why So Much Money Ends Up as Unclaimed Property and What That Means for You</image:title>
      <image:caption>This February 1, states across America observed National Unclaimed Property Day, chosen to remind you about a surprisingly widespread financial problem: billions of dollars in forgotten assets currently held by state governments, waiting for their rightful owners to claim them.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/the-15-million-estate-planning-mistake-you-cant-afford-to-make</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/801763ca-c4de-42ef-b456-854131e2a100/The+%241.5+Million+Estate+Planning+Mistake+You+Can%27t+Afford+to+Make</image:loc>
      <image:title>Blog - The $1.5 Million Estate Planning Mistake You Can't Afford to Make - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/when-every-dollar-counts-labor-day-life-legacy-planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/870a0920-dd7a-4e6f-ad0d-58b47b1bd6e9/When+Every+Dollar+Counts+Labor+Day+%26+Life+%26+Legacy+Planning</image:loc>
      <image:title>Blog - When Every Dollar Counts: Labor Day &amp;amp; Life &amp;amp; Legacy Planning - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/when-fame-cant-fix-family-hulk-hogans-estate-lessons</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/b7964bfa-338e-4eca-be38-f27221a479a8/When+Fame+Can%27t+Fix+Family+Hulk+Hogan%27s+Estate+Lessons.png</image:loc>
      <image:title>Blog - When Fame Can't Fix Family: Hulk Hogan's Estate Lessons - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.connors.law/blog/f/why-estate-plans-fail-the-hidden-truthask</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/e1426edf-c6a8-4ae9-83c4-bf822ef55ab1/Why+Estate+Plans+Fail+The+Hidden+Truth.png</image:loc>
      <image:title>Blog - Why Estate Plans Fail: The Hidden Truth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/it-has-been-such-a-good-life-the-legacy-your-loved-ones-need</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/7f40c0cd-95dd-46fb-8f1c-875dcb23c605/It+Has+Been+Such+a+Good+Life+The+Legacy+Your+Loved+Ones+Need.png</image:loc>
      <image:title>Blog - “It Has Been Such a Good Life”: The Legacy Your Loved Ones Need - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/managing-inherited-real-estate-what-no-one-warns-you-about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/68e5921e-9304-407c-9408-8b6e7c9fc41e/Managing+Inherited+Real+Estate+What+No+One+Warns+You+About.png</image:loc>
      <image:title>Blog - Managing Inherited Real Estate: What No One Warns You About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.connors.law/blog/f/100-heirs-17b-and-1-giant-estate-plan-lesson</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/4bfcc6e8-c961-450e-9496-841c70f8b0c5/100+Heirs+%2417B+and+1+Giant+Estate+Plan+Lesson.png</image:loc>
      <image:title>Blog - 100 Heirs, $17B, and 1 Giant Estate Plan Lesson - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.connors.law/blog/f/life-or-death-decisions-your-family-shouldnt-face-alone</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/2036d010-8c78-4bc5-8815-14a398e17de8/Life+or+Death+Decisions+Your+Family+Shouldn%27t+Face+Alone.png</image:loc>
      <image:title>Blog - Life-or-Death Decisions Your Family Shouldn't Face Alone - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.connors.law/blog/f/when-paradise-turns-to-pain-jimmy-buffetts-estate-battle</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/b70f0ae0-3357-4844-9172-988841df5a95/When+Paradise+Turns+to+Pain+Jimmy+Buffett%27s+Estate+Battle.png</image:loc>
      <image:title>Blog - When Paradise Turns to Pain: Jimmy Buffett's Estate Battle - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/how-life-legacy-planning-secures-your-familys-freedom</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/3bd6a9fd-ded2-4c78-9429-71cd39c4bc1d/How+Life+%26+Legacy+Planning+Secures+Your+Family%27s+Freedom.png</image:loc>
      <image:title>Blog - How Life &amp;amp; Legacy Planning Secures Your Family's Freedom - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.connors.law/blog/f/texas-mail-carriers-love-for-pets-shows-why-they-need-a-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/84b694aa-47a8-4eab-8449-b92ac7199d33/Texas+Mail+Carrier%27s+Love+for+Pets+Shows+Why+They+Need+a+Plan.png</image:loc>
      <image:title>Blog - Texas Mail Carrier's Love for Pets Shows Why They Need a Plan - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/presley-lawsuit-reveals-just-how-common-these-fights-are</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/abab33ba-f341-4fbb-b14a-633575df55bd/Presley+Lawsuit+Reveals+Just+How+Common+These+Fights+Are.png</image:loc>
      <image:title>Blog - Presley Lawsuit Reveals Just How Common These Fights Are - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/this-fathers-day-take-your-provision-one-step-further</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:title>Blog - This Father’s Day Take Your Provision One Step Further - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/pride-month-planning-securing-a-legacy-that-lasts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/e4fa77e5-46ad-4371-ae13-ad3b75b07662/Pride+Month+and+Planning+Securing+a+Legacy+That+Lasts.png</image:loc>
      <image:title>Blog - Pride Month &amp;amp; Planning: Securing a Legacy That Lasts - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/missing-will-mystery-how-zappos-ceos-estate-chaos-unfolded</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/1e78de4f-a30a-4761-8626-b4e7e16569fa/Missing+Will+Mystery+How+Zappos+CEO%27s+Estate+Chaos+Unfolded.png</image:loc>
      <image:title>Blog - Missing Will Mystery: How Zappos CEO's Estate Chaos Unfolded - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/how-memorial-day-can-inspire-leaving-your-own-legacy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/d579469f-2d5a-402d-a4d6-09933b069811/How+Memorial+Day+Can+Inspire+Leaving+Your+Own+Legacy.png</image:loc>
      <image:title>Blog - How Memorial Day Can Inspire Leaving Your Own Legacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/why-business-owners-deserve-more-than-an-easy-cheap-estate-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/7d06c2cd-3e91-4fe9-b3b1-27c371e12208/Why+Business+Owners+Deserve+More+Than+an+Easy+Cheap+Estate+Plan.png</image:loc>
      <image:title>Blog - Why Business Owners Deserve More Than an Easy / Cheap Estate Plan - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/estate-planning-as-your-greatest-expression-of-love</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/68c04896dc54aa243956ff4b/23aa8259-c896-4380-89fb-9bb1ef6e591f/Estate+Planning+as+Your+Greatest+Expression+of+Love.png</image:loc>
      <image:title>Blog - Estate Planning as Your Greatest Expression of Love - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.connors.law/blog/f/the-2025-death-tax-repeal-act-impact-on-you-and-your-family</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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